You know that sinking feeling you get when you realize that payday is just around the corner, but you’re a few dollars short of making it through the month? As it turns out, you’re not alone. The sheer number of $50 loan instant apps processed daily in the US indicates that thousands of Americans are in the same boat.
$50 loan instant apps USA are simple to apply for. If you’re considering getting one, you’ve come to the right place to learn everything you need to know about $50 loan instant apps online.
Best $50 Loan Instant App 2022 – Quick Overview
- Viva Payday Loans – Best Loan-Finder Overall for $50 Loan Instant Apps
- Low Credit Finance – Best for $50 Loan Instant Apps Bad Credit
- Heart Paydays – Best for Same Day $50 Loan Instant App Payouts
How to get a $50 Loan Instant App
Processing $50 loan instant apps online is fairly simple. There are four quick steps to follow.
Step 1: Go to Viva Payday Loans
Head over to VivaPaydayLoans.com to start the application process.
Click here to request funds at Viva Payday Loans >
Step 2: Select Your Loan Amount & Term
On the website’s home page, you will find sliders and drop-down menus that make it easy to select how much you want to borrow and how many weeks/months you need to repay the amount. Make your selections and submit them.
Step 3: Make A Quick Application
Next up, you need to complete the online application form. Click on the green “Apply” button (located top right-hand side of your screen), and the form will pop up. Follow the easy prompts to input your particulars.
Step 4: Get Your Loan Once A Decision Has Been Made
Waiting for the outcome on loan applications can be grueling but not when using a loan-finder such as Viva Payday Loans. Once you’ve submitted your application, the automated online system will advise you within 2 minutes whether or not a lender can assist you. If a lender can help, you will finalize the loan agreement with them, ensure it is signed, and then wait for the funds to hit your bank account.
Click here to request funds at Viva Payday Loans >
What Are $50 Loan Instant Apps?
A $50 loan instant app is an application or online platform where you can locate small, short-term loans that can be repaid on your very next payday day. These apps are designed to connect borrowers with lenders most likely to be able to assist them.
When using the recommended $50 loan instant apps, you will get access to loans ranging from $100 to $5000, with 3 to 24 months to pay. Depending on the lender, interest can vary from 5.99% to 35.99%. Borrowers can easily access these $50 loan instant apps, make a quick online application, and receive the funds in their bank account on the same day. Of course, this is subject to further checks by the lender.
While $50 loan instant no credit check options aren’t possible due to regulatory compliance, you can still get a small, short-term cash advance if you have a less than stellar credit score. Of course, a credit check will still be involved, but lenders often can assist bad credit or no credit borrowers with quick online loans if they meet certain criteria.
Click here to request funds at Viva Payday Loans >
In What States Can I Get $50 Loan Instant Apps?
As it turns out, not all states allow $50 loan instant app options. According to Wikipedia, payday loans are only allowed in 27 states. If you’re opting to use the likes of Viva Payday Loans, Low Credit Finance, or Heart Paydays to get a quick cash advance, you won’t be able to access the service in Minnesota, Indiana, West Virginia, Vermont, South Dakota, New York, New Hampshire, Connecticut, and Arkansas.
You can, however, get same-day $50 loans with no faxing, no calls, and no paperwork (only digital documentation) via a loan-finder service in the following states (and many others too):
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Alabama
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Colorado
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Delaware
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Kansas
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Michigan
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Rhode Island
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Tennessee
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Oregon
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Texas
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Wyoming
Click here to request funds at Viva Payday Loans >
What Are The Benefits of $50 Loan Instant Apps?
Using $50 loan instant app options provides borrowers with several benefits. Some of these benefits include:
Low Credit Borrowers Welcome
Even though getting a $50 loan instant no credit check is not possible due to regulatory compliance, low credit borrowers can still apply for a loan and receive the funding they require with a low credit score. Of course, low-credit borrowers must meet certain mitigating criteria to make this possible.
Quick and Easy Online Application
No paperwork (only digital), no calls, and no faxing are required to access same-day $50 loan instant apps. In fact, the entire process is handled online and takes just a few moments to process. Select the loan amount and term and fill out a brief application form – that’s it.
Get $50 Loan Instant App Feedback in Two Minutes
Once you’ve submitted your application, the automated system matches you with a lender likely to consider your loan request. If there’s a lender that could assist, you will be directed to them to finalize the loan agreement.
60-Minute Payout
When using a loan-finder such as Viva Payday Loans to process your $50 loan instant apps, you can expect approved loans to be paid out in as little as 60 minutes. Payouts can sometimes take a little longer but are usually honored by the next business day.
Discreet Application Process
Being turned down for a loan while at the bank with a queue of people behind you can be embarrassing. This isn’t something you need to worry about when applying for $50 loan instant apps because everything is handled discreetly online. If you’re worried you may not be approved, you may want to save face, and the 100% online application process of these short-term, quick cash loans makes it possible to do so.
What Are The Best $50 Instant Apps – Review of #1 Provider: Viva Payday Loans
What We Like:
- Flexible loan amounts to suit a variety of needs and budgets.
- Flexible repayment terms to be negotiated with the lender or broker.
- Loans are processed and finalized quickly.
- All FICO scores are welcome to apply.
- Approvals are fast, and payouts are just as quick.
What We Dislike:
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High interest of up to 35.99%
What Does Viva Payday Loans Offer?
- Loan Amounts: $100 to $5000
- Loan Terms: 3 to 24 Months
- Interest Rates: 5.99% to 35.99%
Eligibility Criteria:
- Applicants must be 18+ years of age.
- Minimum monthly income set at $1000 per month (for at least 3 months).
- Applicants must have their own US bank account that accepts direct deposits.
- Borrowers must have a valid social security number and be legal US citizens or residents.
- Applicants must provide the following supporting documents: ID, proof of address (utility bill), pay slips, and bank statements.
Click here to request funds at Viva Payday Loans >
Our Verdict on $50 Loan Instant Apps Via Viva Payday Loans
To conclude our review on Viva Payday Loans and their $50 loan instant app options, it’s worth noting that loan-finder services cut out a lot of time and hassle for the applicant. With just one application, the automated system will match you with the best possible deal for you online. Best of all, it won’t cost you a cent.
Here are our final findings:
- Application Process: 10/10 – it takes just a few minutes to apply.
- Fees & Range of Options: 10/10 – due to interest starting as low as 5.99%.
- Customer Support: 8/10 – applicants are in direct contact with the supplier.
- Loan Amount and Repayment Period Flexibility: 10/10 – there’s a choice of loans ranging from $100 to $5000 with 3 to 24 months to pay.
- Speed of Service: 10/10 – the entire process can be completed in less than a day.
FAQs
Can I Get A $50 Loan Instant No Credit Check Online?
Lenders and loan-finders offering no credit check loans are rather misleading because it is required by law for lenders to carry out credit checks on loan applicants. The good news is that even if the lender does carry out a credit check on you, they may still be able to provide you with the funds if you meet certain other criteria. That said, due to regulatory compliance, a $50 loan instant no credit check isn’t possible.
What App Will Let Me Borrow $50?
If you just need $50 to get you through the week, you will be delighted to find that there are options available to you. There are several cash advance apps that will let you borrow $50, but these usually come with extremely high interest attached. If you need a cash boost and don’t want to pay a fortune for it, you can hop onto the Viva Payday Loans platform and apply in minutes for loans ranging from $100 to $5000.
What Apps Let You Borrow Money Instantly in USA?
While everyone is on the lookout for an “instant” cash advance, it’s important to note that no apps offer genuinely instant loans in the USA. Instead, apps may link you to lenders who will act as quickly as possible to process the application and pay out the loan. That said, loan-finders such as Viva Payday Loans, Low Credit Finance, and Heart Paydays all offer quick turnaround times on loans. The application process takes a few months, feedback is provided within two minutes, and the cash can be paid into your bank account within 1 hour of your loan being approved.
What Is The Lowest Loan You Can Get?
If you only need a few dollars to get you to your next payday, you may wonder what the smallest loan amount you can request is. Every lender has its own loan limits in place. Most small, short-term loans start from $100, but you can get $50 loan instant apps too. Your best bet is to use a loan-finder service to match a lender offering loans of the amount you require.
Is It Possible To Get $50 Loan Instant Apps Bad Credit?
If you have a bad credit score or no credit score, you may think you need to avoid applying for short-term loans because of the looming credit check. While $50 loan instant apps no credit check aren’t possible due to regulatory compliance, it’s good to know that you can still get a $50 if you have a less-than-perfect credit score. Of course, you will need to meet various other criteria, such as earning no less than $1000 per month and proving affordability which will require a close comparison of your income vs. expenses. Of course, getting a loan with bad credit isn’t guaranteed. It’s merely possible, subject to further checks by the lender.
Can I Process $50 Loan Instant Apps USA If I Am Unemployed?
Here’s where it gets tricky! You can still process $50 loan instant apps if you’re not traditionally employed, but that doesn’t mean that these loans are available to people who don’t bring in any income at all. Unemployed cash advances are available to people who earn at least $1000 per month. You don’t have to earn your income through a traditional job or employment. If you can prove you earn the income, various forms of income streams will be considered acceptable such as freelance earnings, dividends, rental property income, trust payouts, royalties, and so on.
Conclusion
In this quick review, we conclude that using a loan-finder is a sure way to improve your chances of finding the loan you want and need. While many cash advance companies offer quick access to $50 loans, the last thing you want to do is spend time sending out individual applications until one of the providers accepts you. When using a loan-finder service such as Viva Payday Loans, you can reduce time and frustration by being quickly matched with $50 loan instant app options. The best part of this is that loan-finder services are free to the borrower, which means that you only stand to gain from making use of the service.
Disclaimer: The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice. Please seek help from a financial advisor if you need financial assistance. Loans are available to U.S residents only.